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independence american insurance company dental

Independence American is rated A- (Excellent) for financial strength by A.M. Best, a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations (an A++ rating from A.M. Best is its highest rating). For over 35 years, the member companies of The IHC Group have provided health, life, disability, dental, vision, short term … • Emergency palliative treatment to temporarily release pain, Major care The PPO network available with Independence Dental varies by state. • Bridges. Long Term Consumer Care, Inc. is a insurance agency / producer licensed in most states and is not an employee of IHC or any of the other companies listed on this web site. Independence American Insurance Company is domiciled in Delaware and is licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. • Space maintenance, including the initial appliance and adjustments within six months of installation for a dependent child up to age 16. INDEPENDENCE AMERICAN INSURANCE COMPANY LAE Use CA individual dental premium earned over total CA premium earned to allocate LAE for CA portion • Topical application of fluoride for dependent children, limited to one per calendar year* • Oral surgery 6a - 7p Monday - Friday 6a - 2p Saturday Mountain Time. Healthinsurance.org 6. The Independence PPO dental insurance options use the DenteMax network. The Independence PPO dental options use the DenteMax network in most states. DBA Consumer Benefits Health and Dental Insurance. Independence American is rated A- (Excellent) by A.M. Best & Company Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations. Get an instant quote to compare plan coverage, premium and out-of-pocket costs. License Information IHC’s subsidiary companies are: 1. Dental coverage can start as early as tomorrow. Licensed nationwide, LTCC operates electronic consumer insurance information services nationwide and worldwide. • Endodontic services • Simple extractions 6 month waiting period for basic procedures and 12 months for major procedures Humana Dental Insurance Company 500 W. Main Street, Louisville,KY 40202 888-347-0092 Humana Insurance Company 500 W. Main Street, Louisville,KY 40202 888-347-0092 Independence American Insurance Company 485 Madison Ave. 14th Floor, New York,NY 10022 800-471-6191 Catering to the needs of self-directed insurance shoppers, we own and operate several insurance related properties. Waiting Periods for different classes of procedures are listed based on the plan option. Free Discount Rx Plan If the dentist charges more, you will be charged the difference by your dental office. Independence Holding Company (IHC) is a holding company that has been offering a range of products to consumers through subsidiary companies since 1980. 100 Boise, ID 83705 Independence American Insurance Company is domiciled in Delaware and is licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. • Routine oral exams, limited to two per calendar year About Independence American Insurance Company Independence American Insurance Company is domiciled in Delaware and licensed to write property and casualty insurance in all 50 states and the District of Columbia. Independence Dental by Independence American Insurance Company PPO Dental Insurance and Indemnity Plan Options - Plan can become effective as Early as Tomorrow No Waiting periods for exams, cleanings or diagnostic x-rays. DentalinsuranceOne.com provides quotes on dental insurance and dental discount plans, combined with useful information and decision-making tools. Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. • Routine oral exams, limited to two per calendar year Customer Testimonials Waiting Periods for different classes of procedures are listed based on the plan option. We have you covered with a broad variety of quality plans by four insurance companies, Including: Independence Dental, Spirit Dental Insurance and UnitedHealthcare. Independence American Insurance Company. • Topical application of fluoride for dependent children, limited to one per calendar year* Madison National Life Insurance Company, Inc. 3. PPO stands for Preferred Provider Organization. Yes, you have the freedom to keep your dentist. • Sealants, one per tooth every three years for specific permanent molars* The following percentages are paid by the plan after deductible. Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. Yes, you have the freedom to keep your dentist. Please refer to the provider directory for a complete list of available network dental providers in your area. 3 Adult Dental Preferred and Adult Dental Premier with Preventive Incentive are underwritten by QCC Insurance Company. INDEPENDENCE AMERICAN INSURANCE COMPANY License Status : Active NAIC Number : 26581. Annual maximums from $1,000 to $1,500. Our sites provide an array of comparative health insurance, short term health insurance, dental, travel insurance quotes and dental discount plans, combined with insurance information and decision-making tools. * This benefit may vary by dependent age and state. Please refer to the provider directory (Click on "Find a Dentist" when running a quote) for a complete list of available network dental providers in your area. The company is rated A- (Excellent) for financial strength by the A.M. Best Company Inc. * This benefit may vary by dependent age and state. Independence American Insurance Company is domiciled in Delaware and is licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. Read the full announcement. If you use a dentist that is not in the PPO network, the insurance company will pay just like you are using a network dentist. We offer Dental insurance for individuals and families. Plan options vary by state. • Periodontic services The following percentages are paid by the plan after deductible. • Dentures and maintenance prosthodontics IHC Specialty Benefits 5. Its products include pet insurance, short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and Medicare Supplement. Click on the category below to select your destination. Available options vary by state. Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. Free Discount Rx Plan Diagnostic Care • Surgical extractions Coverage can begin as early as tomorrow. • Inlays, onlays and crowns If you use a dentist that is not in the PPO network, the insurance company will pay just like you are using a network dentist. • Simple extractions This 2021 Adult Dental Plan Overview represents only a partial listing of the … • Oral surgery Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. Call Us: (800) 544-9505. Brochure Independence Dental PPO 0718 1 Underwritten by Independence American Insurance Company, (IAIC), a member of the IHC Group, an insurance organization composed of Independence Holding Company (NYSE: IHC) and its operating subsidiaries. The Independence Dental … Many options with no waiting periods and next day coverage is available. INDEPENDENCE AMERICAN INSURANCE COMPANY License Status : Active NAIC Number : 26581. Choose from three PPO plan options: Independence PPO 1000, Independence PPO 1500, Independence Ultra PPO 1500 and three Indemnity plan options. We provide instant quotes from top rated insurance companies for multiple product lines and allows a user to purchase insurance directly from the company of their choice - always at the lowest price. Announce the Completion of the Sale of IHC Risk Solutions and Its Stop Loss Business » Featured in March 2016 The IHC Group “IHC” and “the IHC Group” is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate … • Bridges. IAIC has a … Independence American is rated A- (Excellent) for financial strength by A.M. Best, a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations (an A++ rating from A.M. Best is its highest rating). When you run a quote, the options available in your area will be shown. For more information about IAIC and The IHC Group, visit www.ihcgroup.com. • Fillings PetPartner… Brochure Independence Dental 0419 1 Independence Dental Indemnity and PPO dental insurance for individuals and families Underwritten by Independence American Insurance Company (IAIC), a member of The IHC Group. Independence American Insurance Company’s (“IAIC”) highest priority is the well-being of our customers, partners and employees. Not available in all states. The PPO network available with Independence Dental varies by state. The Independence Dental … Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. If the dentist charges more, you will be charged the difference by your dental office. Get a quote. The dentists that are in the network are contracted with the network and charge according to a discounted fee schedule. * You will receive a bill from the provider if out-of-network expenses exceed the maximum allowable charge. When you run a quote, the options available in your area will be shown. About Independence American Insurance Company: Available in all states Except: AK, CT, DE, DC, MA, NH, NM, NJ, NY, RI, VA, VT, (calendar year deductible does not apply), Connect STM - Short Term Health Insurance, UnitedHealthcare - Short Term Health Insurance, Dental Access Savings Plan - Utilizing the Aetna Dental Access® Network, Careington 500 Series Dental Savings Plan, Careington POS Series Dental Savings Plan. License Information As the coronavirus (“COVID-19”) impacts our communities, IAIC remains committed to providing the highest level of service to its customers while ensuring the safety of our employees. Each plan option pays a percentage of your cost for Preventative, Diagnostic, Basic and Major services based on the chart below. FAX 1-866-777-1434 MAIL Pets Best 2323 S Vista Ave. Ste. Page 3 of 3. The dentists that are in the network are contracted with the network and charge according to a discounted fee schedule. Independence American Insurance Company is domiciled in Delaware and is licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. The PPO network available with Independence Dental varies by state. Not available in all states. Therefore, if all dental services are received from network providers, you will not be billed for any charges above the allowed amount, or maximum allowable charge. Privacy Policy Sitemap, Copyright © 1996-2020 LTCC, Inc. All Rights Reserved. Independence American Insurance Company (IAIC) announced today that in an effort to provide protection and peace of mind to its insureds during the COVID-19 outbreak will, effective immediately, waive certain cost sharing provisions on its Short-Term Medical plans (STM) in order to remove financial barriers to COVID-19 … PHONE 1-877-738-7237. Sitemap, Copyright © 1996-2020 LTCC, Inc. All Rights Reserved. Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. • Amalgam restorations Title: Independence American Insurance Company 2018 Dental MLR Report Keywords: Dental, MLR, Report, CDI Created Date: 4/29/2014 6:43:25 PM Category • Prophylaxis (the cleaning and scaling of teeth), limited to two per calendar year Each plan option pays a percentage of your cost for Preventative, Diagnostic, Basic and Major services based on the chart below. The. Long Term Consumer Care, Inc. is an insurance agency and brokerage firm. 3100 AMS Blvd. DBA Consumer Benefits Health and Dental Insurance. Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. When utilizing in-network dental providers: Network providers have agreed to a negotiated, discounted dollar amount for each covered charge. • Emergency palliative treatment to temporarily release pain, Major care The insurance companies will coordinate benefits to make sure that the two plans combined are not paying the dentist more than the procedure charge. Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. *These plans are also certified to meet the individual mandate requirement for pediatric dental benefits as defined by the Affordable Care Act. Independence American Insurance Company waives certain cost-sharing provisions for COVID-19 testing and related services on Short Term Medical policies. * You will receive a bill from the provider if out-of-network expenses exceed the maximum allowable charge. Therefore, if all dental services are received from network providers, you will not be billed for any charges above the allowed amount, or maximum allowable charge. Independence Dental, Underwritten by Independence American Insurance Company, Inc. offers you access to high quality affordable PPO dental insurance coverage for individuals and families. Manage Policy Online. • Full-mouth X-rays, limited to one every three years, Basic care Phone Number: 212-355-4141 Company Address: 485 … About Independence American Insurance Company: Available in all states Except: DE, DC, MA, NJ, NY, RI, VT, WA, (calendar year deductible does not apply), Dental Access Savings Plan - Utilizing the Aetna Dental Access® Network, DentalPlus Savings Plan Powered by the DenteMax Network. Independence Holding Company and American Independence Corp. 2 Pediatric dental coverage is included with all Independence Blue Cross commercial individual medical plans. The PPO plans allow you to use a network or out of network dentist. Please refer to the provider directory for a complete list of available network dental providers in your area. When utilizing out-of-network providers: If you receive dental services from a provider that is not included in the network, covered expenses are limited to the maximum allowable charge. Independence American Insurance Company waives certain cost-sharing provisions for COVID-19 testing and related services on Short Term Medical policies. Standard Security Life Insurance Company of New York 2. • Composite restorations, limited to anterior teeth and bicuspids Coverage can begin as early as tomorrow. When utilizing out-of-network providers: If you receive dental services from a provider that is not included in the network, covered expenses are limited to the maximum allowable charge. • Amalgam restorations • Full-mouth X-rays, limited to one every three years, Basic care For more information about IAIC and The IHC Group, visit www.ihcgroup.com. • Endodontic services For more information about IAIC and The IHC Group, visit … • Surgical extractions Customer Testimonials This will provide you with lower amounts out of pocket. For over 30 years, the member companies of The IHC Group have provided health, life, disability, dental, vision, short term medical and hospital indemnity insurance solutions to individuals and groups. With the PPO options, if you use a out of network dentist, you might have additional expenses out of pocket. • Sealants, one per tooth every three years for specific permanent molars* • Space maintenance, including the initial appliance and adjustments within six months of installation for a dependent child up to age 16. Brochure Independence Dental Indemnity 0718 1 Underwritten by Independence American Insurance Company, (IAIC), a member of the IHC Group, an insurance organization composed of Independence Holding Company (NYSE: IHC) and its operating subsidiaries. Yes, you can have more than one dental plan. The. Yes, you can have more than one dental plan. Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. You can also use a second plan to pick up when the other plan reaches it's annual maximum. Underwritten by Independence American Insurance Company, Independence Dental offers you access to high quality affordable PPO and Indemnity dental insurance coverage for individuals and families. • Bitewing X-rays, limited to one per calendar year For more information about IAIC and the IHC Group, visit www.ihcgroup.com. Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. Catering to the needs of self-directed insurance shoppers, we own and operate several insurance related properties. Its products include short-term medical, employer medical stop-loss, hospital indemnity, Long Term Consumer Care, Inc. is an insurance agency and brokerage firm. • Inlays, onlays and crowns Click on the DenteMax logo to search for network providers. We provide instant quotes from top rated insurance companies for multiple product lines and allows a user to purchase insurance directly from the company of their choice - always at the lowest price. The insurance companies will coordinate benefits to make sure that the two plans combined are not paying the dentist more than the procedure charge. The PPO plans allow you to use a network or out of network dentist. Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. Independence American is licensed in all 50 states and its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. Through product innovation and committed relationships with our policyholders, we have built a strong, successful insurance organization. Next day coverage. A.M. Best’s Rating Report • Standard Security Life Insurance Company … • Dentures and maintenance prosthodontics Read the full announcement. Brochure Independence Dental PPO 0917 1 Underwritten by Independence American Insurance Company, (IAIC), a member of the IHC Group, an insurance organization composed of Independence Holding Company (NYSE: IHC) and its operating subsidiaries. Independence Dental Insurance by Independence American Insurance Company offers you access to high quality affordable PPO dental insurance coverage for individuals and families. Plan options vary by state. The Independence Dental … Individual Dental Insurance. • Fillings • Composite restorations, limited to anterior teeth and bicuspids Choose from three PPO plan options: Independence PPO 1000, Independence PPO 1500, Independence Ultra PPO 1500 and Indemnity options. Green Bay, WI 54313-9700. Privacy Policy Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. PPO stands for Preferred Provider Organization. Dental insurance provides a greater level of coverage for preventive care, but can also help with major care like root canals, up to the policy’s annual maximum benefit. Welcome. Diagnostic Care Click on the DenteMax logo to search for network providers. • Periodontic services You can also use a second plan to pick up when the other plan reaches it's annual maximum. 800-232-5432. • Prophylaxis (the cleaning and scaling of teeth), limited to two per calendar year With the PPO options, if you use a out of network dentist, you might have additional expenses out of pocket. • Bitewing X-rays, limited to one per calendar year Phone Number: 212-355-4141 Company Address: 485 … Licensed nationwide, LTCC operates electronic consumer insurance information services nationwide and worldwide. Dental coverage can start as early as tomorrow. Welcome Members. Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. Independence American Life Insurance Company 4. When utilizing in-network dental providers: Network providers have agreed to a negotiated, discounted dollar amount for each covered charge. This will provide you with lower amounts out of pocket.

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